2 February 2026 : Gold and Silver Crash

2 February 2026 : Gold and Silver Crash

2 February 2026 : Gold and Silver Crash, Over the past week, the prices of gold and silver in the Indian and global commodity markets have experienced a significant crash. After reaching record highs, this sudden decline has resulted in losses for many new investors. But is this a time to panic? Let’s understand in detail.

Market Overview: Tata and Other Major Players
Several gold and silver ETFs are available in the Indian market, such as those from ICICI Bank, SBI, and Reliance (Nippon). However, in terms of unit price, Tata Gold ETF and Tata Silver ETF are currently quite popular.

Tata Gold ETF : Its price is currently hovering around ₹13 – ₹14
Tata Silver ETF : Silver ETFs have also seen a significant drop. The unit price, which had reached ₹32-₹33, has now fallen to around ₹22 – ₹28.

International Market and the Dominance of IAUM
If we talk about the global market, IAUM (iShares Gold Trust Micro) can be considered the “king” of this market. It is excellent for those who want to take advantage of international gold rates directly with a limited budget.
IAUM Price: Its price is currently around $48 – $49 (approximately ₹4,100).
Advantage: While gold may seem expensive in India, you can enter the global gold market by buying just one unit of IAUM.
What to do now? (Investment Strategy)
If you have ₹1,00,000 to invest, going “all-in” (investing all the money at once) might be a mistake at this time.

The right strategy would be:
Invest 30% now: The market has fallen considerably, so invest 30% (approximately ₹30,000) now.
Wait for a further dip: If the market falls another 7-15% in the next 2-3 weeks or a month, then invest the remaining 30-40%. This is called “buying on the dip.”

Profit Booking: If the market goes up from here, your existing 30% investment will start giving you good profits.

Conclusion:
This dip in gold and silver is like a short break after “overspeeding.” If you are a long-term investor, this could be a great opportunity to buy at a lower price.